A claim is not a court case
A claim commonly involves giving notice, exchanging information, and requesting action from an insurer or potentially responsible party. The process depends on the parties, policies, and governing law.
A lawsuit invokes court procedure
A civil lawsuit begins with court filings and service under applicable procedural rules. Pleadings, motions, discovery, conferences, and trial may become relevant, but not every lawsuit reaches every stage.
Negotiation can occur at different stages
Discussion of resolution may occur before or after filing. Filing a lawsuit does not necessarily mean a trial will occur, and a pre-suit claim does not guarantee a settlement.
Deadlines still require separate analysis
Negotiation does not automatically preserve a right to file. Ask a lawyer which deadlines, notice rules, courts, and procedures apply to the specific facts.